We were in a bankruptcy and our mortgage company got too much money!?

We were in a bankruptcy and our mortgage company got too much money!?

We were in a Ch. 13 and repaying our creditors. After 5 years we found out that our mortgage company received over $90,000 and we didn't know this till the bankruptcy was discharged. Then the Mort age Co. said we now owe $4800 a month to pay our mortgage! We bought the house 26 years ago for $65,000 and have since paid over $250,000 between 4 different mortgage companies! I'm seriously thinking of walking away from this money pit because we can never get anything close to what we would need to sell the house. Short of another bankruptcy, I don't know how we can afford to pay! I have been paying everything as I should and am losing my mind...

 

BEST ANSWER: Try this site where you can find the best solutions for you:creditandfinancesolutions.info

 

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Unemployment Insurance for Teenagers?

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Life insurance / suicide clause?

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Returned glasses, what about insurance?

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Scooters-insurance etc?

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Ford Mustang for a 21 years girl?????

Hi I'm thinking of getting Ford Mustang 2007 but Im a 21 years old girl.. so you think how much the insurance would be?? cuz my friend told me since its a sport car. it might be around $200 a month :(

 

 

Would having a fake nitrous system in my car increase insurance rate?

Would having a fake nitrous system in my car increase insurance rate?

 

 

How can a full time college student over age 26 get health insurance?

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Does not having license on you affect insurance?

My brother was returning home one evening last week and thought that the speed limit increased before it did, so he was pulled over for speeding. He was let off for that, but given a ticket because he didn't have his license on his person. He has one, but he left his wallet at home. Now he is worried this will affect his insurance. Does anyone know? Does he have a rap sheet or anything now? This is his first ticket. I have no experience with this now.

 

 

Which auto insurance companies DON'T use a credit score when deciding rates?

I disagree with the use of credit scores and auto insurance, and would like to find an auto insurance company that doesn't use the method when selling me their service. Does anyone know of companies that don't check your credit, and instead uses your driving record, age, etc....like it used to be?

 

 

If you have full insurance, and the car is totaled, will the insurance cover the car?

I have full insurance, and got in a pretty bad accident. The car is totaled... wrecked. I had full insurance... but since it is almost completely destroyed, how will the insurance handle it? I got rear ended, and the car spun out of control, going 50 miles an hour. It knocked me out... By the way, I'm lucky I'm alive! And will never drive again in my life! I am 19...

 

 

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Do you know of a good motor insurance company?

I have just bought a merc. Need a good and reliable insurance company. Please suggest one.

 

 

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I am about to take a blood test for a term life insurance policy. I smoked a cigar about 10 days ago, and about 4 dips of snuff per week (for the past several months). Do they test for nicotine or some other chemical in tobacco to verify if I am a smoker or not? A friend of mine tested positive for smoking and he had smoked a cigar about two months previous...can they test that far back on a blood test??? Thanks

 

 

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We were in a bankruptcy and our mortgage company got too much money!?

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Tricare/ER Insurance Question?

I lived in Arizona last year and still am in the Tricare West system (out of Luke AFB), although I now live in Ohio. I hurt my ankle several weeks ago and still can't bend it certain ways, and am beginning to suspect a hairline fracture...if I go to the ER (nowhere near any military facilities, especially not with hospitals), and put down my insurance company, will Tricare pay for it (including poss. X-rays) even though I'm still in the Tricare West system? Or should I submit the papers to get a PCM in the North region? (No matter what, I'm assuming I don't need a referral from my PCM to go to the hospital/get X-rays, is this correct?)

 

 

Health Insurance?

I'm doing an assignment on health insurance and I wanted to know why is it a good thing to get health insurance? Thanks!!!

 

 

Approximate monthly premium for State Unemployment insurance and the coverage?

1) My employer is in California and I have been working in Illinois for 8 years until last month for the client of my employer. My family is myself, spouse and two kids. The contract with the client is over and my employer might terminate me. In this case, should I file for unemployment insurance in California or in Illinois? 2)What is the approximate monthly premium to be paid for state unemployment insurance? 3)what things will be covered by this insurance? If various factors would affect the answers for the above questions, please try your best to give approximate estimation for the monthly premium and coverage details. Thanks.

 

 

Buying Car Insurance for a new car?

I am on my parents policy right now and plan on buying a new car , along with the new car new insurance. My question is, do you buy the car insurance before or after you buy the car. Logic would say before since it is illegal in my state to drive without insurance, but I could be wrong Can someone clarify?

 

 

How much do you spend on car expenses (gas, insurance, etc.) every month?

So I'm thinking of getting a car and just wondering how much just as an average estimate it costs people every month when you add car payments, gas, insurance, and whatever else like carwashes and oil changes. I know it's different for everybody...how much for you?

 

 

Insurance claim and deductible questions?

I scratched somebody's car while they were parked, so it was my fault. Damages were minor. Since my car is old and I've dropped coverage on my own car (I have coverage for the other car), I have no plan to fix mine. And the other party offered to settle on our own and not go to the insurance company. So, the questions are: 1. If I claim to my insurance company, how much out-of-pocket do I have to pay? His deductible? Or $0 (since I am not fixing mine)? 2. Would my insurance rate will go up even though I have a clean, no at-fault, claim for at least 10 years? 3. Is this settle on our own legal? And anything to watch out for? 4. What would you do if you were me? Thanks much!

 

 

Car insurance for 2 people, is it cheaper to insure 2 seperate cars or 1 ?

So 1 car each, or one between 2 people..... which one would generally be cheaper ?

 

 

Why should we be responsible for a person who elects not to buy health insurance?

Or any insurance for that matter...

 

 

Changing insurance from car to van?

I have a multicar policy with admiral at the moment. I have bought a vw van to drive for pleasure, not for work. I am selling one of my cars in the policy and am replacing it with the van. The car insurance runs out in december. What will I do? Will I have to pay more and not get any money back. You can't have vans in the multicar policy!

 

 

Whats the cheapest car to insure when your 17?

im 17 years old and learning to drive a manual. im looking round to see what car is the cheapest to insure. i don't mind the make and model of the car. i was wondering if you could give me ideas on the cheapest car to insure, for both manual and automatic. thankyou.

 

 

What is full auto coverage in California?

I have a new 2010 Smart Fortwo that I am financing. What is considered full coverage in the state of California? In other words, what are the main components of the insurance that I need, and what can I do without? Please help, I need an answer quick...

 

 

Why is my car insurance going up if I have a good driving record?

I just moved about a block from my old rental (old lease was for 2 years) so I updated my address at my insurance. The policy went up to about 100$ a month which I don't understand because I have been told I am low risk and in the preferred age category 25+. I have a cousin about 9 years older who has multiple accidents, claims and tickets who only pays 60$. So what the heck is going on? I am comparing apples to apples on deductibles but it seems as if the insurance companies are punishing me for having a clean record with no accidents. I am just about 30 years old and only have one car a 2000 Saturn LW2 that I've owned outright for 6 years without payments. Even my younger friends who still party and drink pay lower than I do. Is it possible there is false information that the insurance companies are basing my rate on? The lowest rate I have been able to find is 70$ a month... but everything else is over 150$ per month......grr. I am a complete square and only drive up to 5 miles total a day for commute so I don't see why I should be paying so much. I was told by a friend that I should have had a price drop when I hit 26 because that is the cut off for DUI risk but it hasn't happened.

 

 

What company provides cheap motorcycle insurance?

What company provides cheap motorcycle insurance?

 

 

I have an insurance question?

if im driving with my grandma and wreck and only have a permit does their insurance cover the damage? Tennessee permit

 

 

Ive been looking into pet insurance and Im a bit confused.?

Ive been looking into pet insurance and Im a bit confused. When it says: wellness exam (split between two visits per year) $40 vaccinations $30 heartworm test $25 fecal test $15 deworming $20 microchip $20 flea and/or heartworm preventive $50 blood screen or x-ray or EKG $50 Is the dollar amount the price the insurance pays all year or per visit?

 

 

Whats the best car to get that's cheap on insurance?

i just passed my test (yippeeee) however only got a bit saved up whats the best cheapest to insure trying to get quotes so i know :) (im 24 by the way)

 

 

Car insurance? Can i move my points?

How long after i cancel my current insurance can i use my no claims bonus on another insurance policy?? Im with gladiator with van insurance but getting rid of the van and getting a car on friday so am wanting to cancel my van insurance tonight and get car insurance friday so will want to be shifting my no claims over... Can i do this?

 

 

Car insurance questions!!?

I'm 18 and when I search for car insurance the quotes are crazy like 6000 to 9000, if I lease a car can I get something like basic or part coverage I'm new to this, I have a friend who has to pay like 100 a month and he has part coverage.

 

 

Do you need car insurance if you only have your permit?

Do I need car insurance? I've only got my permit and I drive my parent's car. What about after I get my license? Do I still need insurance even though I drive my parents' car?

 

 

What is the cheapest insurance company?

What is the cheapest insurance company?

 

 

How much wll i pay for insurance if im 16??

aint got a fast car or anything but how much if my parent adds me on or how much would it be if i pay(if i could do that at 16)

 

 

How should I insure myself?

ok so i've sold my car and now the only car i will have access to is my partners. so do i arrange my own insurance, or do i add myself to her policy, or should i now add her to mine? I have full no claims she has 4 or 5 years. I am 36, she is 27. I have 2 months left on my current policy and 2 installments of 35 to pay, or if i cancel now pay 55. her renewal date is november. any help?

 

 

If someone hits me do I file a claim with his insurance company or mine?

on new years eve a man backed into my car, I'm kind of behind and starting to finally get on it, when we called state farm (my company) they said it would make our rates go up because we were filing with them, do I have to call his insurance company or mine? and is there a certain amount of time i have to file a claim?

 

 

My job offers awful health insurance?

Our company got bought out & our new employer is doing open enrollment for health insurance next year. I currently have roughly a $75 monthly premium with a $500 deductible, then the employer pays 80%. The insurance I'm being offered has a $60 monthly premium, $100 deductible, then the insurer pays 80%, but only pays a max of $750 for the year. As it was explained to me, it is like partial health insurance-but I think this won't be enough to cover what I need. I had major surgery last month & even after meeting my deductible, the out of pocket expenses were a struggle. So should I get a HSA or apply for supplemental health insurance? The other employees at my company are in the same position as I am & I feel awful having to look elsewhere for better coverage. No spam please, I beg you!

 

 

Car insurance for a teen?

Hello, I am 16 years old looking for my first vehicle. I am wanting a diesel car so I can make it run on vegetable oil. However the car I am wanting is a volkswagon TDI. Which stands for turbocharged direct injection. And I know turbochargers affect your insurance greatly. So I look at different cars that can be ran off of veggie oil. And most of the are TDI. What do I do? Best answer gets 5 stars

 

We were in a bankruptcy and our mortgage company got too much money!?

We were in a Ch. 13 and repaying our creditors. After 5 years we found out that our mortgage company received over $90,000 and we didn't know this till the bankruptcy was discharged. Then the Mort age Co. said we now owe $4800 a month to pay our mortgage! We bought the house 26 years ago for $65,000 and have since paid over $250,000 between 4 different mortgage companies! I'm seriously thinking of walking away from this money pit because we can never get anything close to what we would need to sell the house. Short of another bankruptcy, I don't know how we can afford to pay! I have been paying everything as I should and am losing my mind...

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